Financial Independence
Goodwill is committed to helping you and your family feel more financially secure.
Below, you’ll find some easy steps to take in setting and achieving your financial goals, including how to educate yourself about money, how to claim tax credits that can put money back in your pocket, and how to begin saving for your future.
Contact the Goodwill in your community to find out what specific programs are available.
Learn It
- Many Goodwills offer free financial education courses in your community. Contact your local Goodwill to see what programs are offered in your area.
- Educate yourself online for free by using the FDIC’s Money Smart financial education program.
- Check out the Beehive for tips about financial planning.
Earn It and Keep It
- Take advantage of state and federal programs like the Earned Income Tax Credit (EITC) and Child Tax Credit (CTC).
- Avoid costly money traps like payday loans, refund anticipation loans, title loans and check-cashing centers.
- Work with your local bank or credit union to find accounts and loans that fit your needs with minimal costs.
Grow It and Pass It On
Financial stability allows you to save money and set goals for your family. Learn how to calculate the cost of achieving those goals and how to develop long-term financial plans by building assets like:
- Establishing an emergency fund
- Purchasing a vehicle or home
- Starting or sustaining a retirement fund
- Creating a post-secondary education fund such as a 529 plan
- Establishing a children’s savings account at your local financial institution
- Opening an Individual Development Account (IDA)
It’s Not Automatic, But We Can Help
Becoming financially fit is not a simple process. It takes a lot of work and commitment to make it happen. With financial strengthening, you can create stability for yourself, your family, your career, your assets and your future.
Contact your local Goodwill today for financial services and referrals to other agencies for programs like:
- Money management classes
- Free tax preparation
- Credit and debt repair counseling
- Housing counseling
- Financial strengthening for kids and teens
Also, visit RECOVERY.GOODWILL.ORG, an online tool that provides job resources and tips to help you become a a more educate consumer.







